Trends Impacting Health Benefits | Bank of America Merrill Lynch
Workplace InsightsTM
Explore the Top Trends That Will Impact Your Health Benefits

Executive Summary

Even though employers are busy managing their benefits program today, it’s a good idea to stay on top of what’s coming tomorrow. This paper explains four trends to keep in mind as employers position health benefits for the near future.


  • Employers are steadily implementing consumer-driven health plans, with some moving to full replacement in the coming years.
  • Few employers are targeting younger employees, but they need help understanding how to manage their HSAs in the short and long term.
  • While the Cadillac Tax has been delayed, many other issues will be raised and debated that may affect employee benefits.
  • Employers feel responsible for their employees’ financial wellness
This White Paper is for:
  • Employers looking to gain a deeper understanding of trends affecting
    health benefit program needs.
See how Retirement & Benefit Plan Services can expand the possibilities of your employee benefit solutions.
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