Workplace Benefits Report
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ARB731C6 | 06/13/2012

2012 Workplace Benefits Report

Make the most of your benefit plan. For your company and your employees.
The latest Bank of America Merrill Lynch Workplace Benefits Report examines the increasingly significant role financial benefit plans play in employers' talent management strategies — and in the overall financial wellness of their employees. The scope of this annual study was expanded this year to include both employer and employee perspectives on workplace benefits, such as 401(k) plans, HSAs, financial advice and education.

Key findings from the study are highlighted here and illustrated below. You can also view the entire 2012 Workplace Benefits Report for a closer look at the availability, usefulness and perception of today's financial benefit plans revealed through this study.

"Employers who effectively leverage their financial benefit plans as a talent management tool will be better positioned to compete in the global marketplace."

~ Kevin Crain
Head of Institutional Retirement & Benefit Services

Understanding the ever-evolving retirement landscape is a top priority for Bank of America Merrill Lynch. With this added depth of knowledge, we are able to develop solutions that empower plan sponsors to stay ahead of the curve while also helping meet the varied needs of their plan participants.


Financial benefits importance to
potential hires vs. five years ago

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Reasons employers offer
financial benefits

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Lack of communication
limits employee awareness
and satisfaction

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Employee utilization of
personalized financial advice

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Reasons for not taking full
advantage of the financial
benefits being offered

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Workplace Benefits Report Methodology

Boston Research Group interviewed a national sample of 1,000 employers of all sizes and 1,000 employees from January 2012 through March 2012 on behalf of Bank of America Merrill Lynch. To have qualified for the survey, employers must offer an active 401(k) plan and employees had to be enrolled in a 401(k) plan.

Highlights of the 2012 Workplace
Benefits Report Findings:
  • Financial benefits key to
    employers' talent management
    strategies
  • Employer concern for employees'
    long-term financial security drives
    benefit decisions
  • Rising health care costs are
    on the radar for both employers
    and employees
  • Demand for personalized
    financial advice in the workplace
    is on the rise
  • Lack of communication
    limits employee awareness
    and satisfaction
AR-AR50K2L1-EXP-2013.06.13
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