Small Business Retirement Plans

Solutions to meet your needs

As a successful business owner, you know there is just one way to stay ahead: continuous improvement. It's the same with your company's retirement plan. It can be a valuable small business benefit, helping you attract and retain the best employees – creating a competitive edge and a way to keep your company on a strong growth track.
But even a well-designed retirement plan can become outdated or outgrow its original framework. That easily can happen when you are trying to balance your small business retirement plan with all your other priorities squeezed into 24-hour days. Without help in actively managing it, you may find that either your plan or your business is not getting the attention it deserves.
Simplify your life
Bank of America Merrill Lynch brings together the strong partnership of your Merrill Lynch Financial Advisor for investment and advisory services with a choice of products and solutions to meet the unique needs of you and your business. Offering unbiased, personalized guidance to you and your employees, your Merrill Lynch Financial Advisor will work with you through the process – evaluation, design, implementation and ongoing management – of your small business retirement plan. With this overarching consultative approach, your Financial Advisor works to simplify your life, while helping you ensure that your retirement plan stays aligned with your company's needs – as defined today and envisioned for tomorrow.
Guidance beyond retirement
You can also look to us for guidance beyond retirement solutions. Your Financial Advisor can make available the full depth and breadth of Merrill Lynch and Bank of America resources to assist you with your broader financial goals.
Our commitment
Whether it's bridging the gap between what you have and what you may need or linking you with resources to help make your small business employee benefit plan a reality, we share your commitment to the financial well-being of your employees. And, we make a commitment of our own to you: to work with you to build and maintain a retirement plan tailored to the needs of your business – one that helps you and your employees invest for retirement with confidence.

79% of plan sponsors say...
they use a consultant or financial advisor to assist them with plan decisions.*

Our new breed of Financial Advisors
When you work with a Financial Advisor, you will have on your side a new breed of professional that interacts with the best minds in the industry, and works with real-time data and modern technology.

Each designated Financial Advisor in our Retirement & Benefit Plan Services business has:

  • A broad view of financial products, services, and solutions
  • At least five years of experience with small to mid-sized clients
  • A history of industry engagement as evidenced by benefits conference attendance
  • Many have professional designations such as PLANSPONSOR Retirement Professional (PRP) and Certified Investment Management Analyst (CIMA)

*Profit Sharing Council of America (PSCA) 52nd Annual Survey 2009

31% of workers report that they have not saved money for retirement.
EBRI 2010 Retirement Confidence Survey
See how Retirement & Benefit Plan Services can expand the possibilities of your employee benefit solutions.
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